Government Guaranteed Loans

Business loans backed by the SBA and the USDA

Small businesses are the backbone of community banks and at PremierWest Bank; helping small businesses to succeed is what we do best. We offer several government guaranteed loan programs designed to fit your needs. SBA and USDA programs open doors you may have thought were closed.

Government Guaranteed Loans
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  • SBA 7(a) Loans

    SBA 7(a) Loans

    The most basic and commonly used types of SBA loan.

    • Flexible programs
    • Up to 75% guaranteed
    • Maximum loan: $2 M

    Learn More

  • SBA 504 Loans

    SBA 504 Loans

    Long term financing opportunities to be used for fixed asset projects.

    • Partner with local CDC
    • Up to 40% guaranteed
    • Maximum loan: $6 M

    Learn More

  • USDA Loans

    USDA Loans

    A program to stimulate the local economy in rural areas.

    • Expanded lending capabilities
    • Up to 80% guaranteed
    • Maximum loan: $10 M

    Learn More

  • Compare Programs (PDF)

    Compare Programs (PDF)

    Download this handy comparison to choose the right loan:

    • SBA 7(a) Loan
    • SBA 504 Loan
    • USDA Loan

    Learn More