Home Equity Line of Credit
Don't move. Improve!
Get pre-approved and use the funds for whatever you need, as you need them. It's easy to access the money, and you can spend the whole amount or use it a little at a time. You only pay interest on what you use with the flexibility and convenience of a revolving line of credit.
- Summary
- Low 3.99% APR*
- Flexible terms
- Spend it as you need it
- Easy to access funds
- Pay interest on only what you use
*The Variable Annual Percentage Rate (APR) is the floor rate of 3.99% as of 2/20/13. Prime is the National Prime Rate printed in the Wall Street Journal. The rate for your line of credit will range from a variable APR of Prime (currently 3.25%) with a floor of 3.99% APR to Prime plus a 3.00% margin (currently 6.25%), not to exceed 18.00%. Minimum credit limit is $10,000. Credit limit is based on loan-to-value ratio and credit qualification. Owner-occupied 1-4 unit single family residence only. An annual fee of $100 is charged on the anniversary date of the line of credit (waived for the first year). An early termination fee of $500 will be charged if closed within the first 36 months. Property insurance is required. Flood insurance maybe required. No closing costs required. Consult your tax advisor about the deductibility of interest. Rates and offer subject to change. Limited time offer.
